I cover every major aspect of your financial life
NO MORE WORRYING ABOUT WHETHER OR NOT YOU ARE MAKING THE RIGHT DECISIONS.
Now, is the time to plan to
R
E
T
I
R
E
By addressing each area, this is how i can help you protect + grow your wealth
WealthPlan Premium FEES
For new clients that don’t meet the investment minimum, our minimum annual fee is $7,500 per year .
(billed monthly, quarterly, or annually)
There is a one-time setup fee for new clients or former clients who have been away for more than one year.
This is what we will do during year one
01. Discovery Session's
We will complete several life planning exercises which help develop goals, understand your values, and your current financial situation. We review all of your existing investment accounts, debts, etc. We clarify your vision, the challenges you may face, and start planning. This process helps you view your money as a tool for reaching your goals. We also set your initial planning goals with your priority items to tackle during our first 90 days.
02. Risk Management
In collaboration with your insurance provider, I help you protect against risks that are unpredictable (e.g., premature death, disability, loss of income). I identify how much cash you should have for emergencies, medical deductibles, long-term care, and short-term unemployment. I will refer you to a qualified insurance provider who I’ve vetted.
03. Expense Management
We review your weekly and monthly cash flow, assessing whether it aligns with your values and vision. If your spending and saving habits lack structure, I help you implement a cashflow system that supports prioritization and communication that is easy to maintain. It’s my goal to help you have freedom money so you can enjoy your hard earned dollars today, while putting money aside for your future.
04. Tax Planning
We can proactively manage your taxes by meeting annually with your CPA, Enrolled Agent, or Tax Preparer to outline a tax plan aligned with your short and long-term goals. I become best friends with your tax pro, so we can bring financial planning and tax planning together to work towards predictable outcomes for you when tax time arrives.
05. Investment Recommendations & Implementation
We use your values and goals to create the backbone of your investment structures. We start by teaching our intro to evidence based investing class. This is where we equip you with the knowledge you need to have a good experience. It’s imperative you understand how the stock market works, what compound interest is, how to think about stocks, bonds, real estate, crypto, social impact investing, etc. We assess risk tolerance and then present several portfolio options aligned with your unique values/goals.
06. Retirement & Special Topics
We can review your retirement plan, compensation plan, college funding, stock options, real estate investing, starting a business, buying a home, career change, or other major life changes.
07. Estate Planning & Charitable Giving
I help you plan for the future by collaborating with an estate planning lawyer to review or implement estate documents (Will, Powers of Attorney, Beneficiary Designations, Advanced Directives and Trusts) that articulate what you want and make it easier for your loved ones to carry out your wishes.
Giving
Charitable giving can complete your Wealth Plan and align your values with your assets. We explore whether a Donor Advised Fund, cash contributions, or forms of annual giving make sense for your situation.
Spring and Fall Meetings
After your initial plan is implemented, we will meet at minimum twice per year to incorporate recent life changes into your plan and review your progress. We review the R.E.T.I.R.E acronym and tackle any pressing items you may have at that time.